Many graduates find themselves in financial hardship for several reasons.
1. Student loan debt is a significant burden. College tuition costs have risen dramatically, and students often graduate with substantial loan obligations, which can take years, or even decades, to repay.
2. The job market is competitive, and not all graduates secure well-paying jobs immediately. Some may struggle to find employment in their chosen field or enter industries with lower salaries.
3. Financial literacy is often lacking. Many students are not adequately prepared to manage their finances, leading to poor budgeting, overspending, and credit card debt.
4. The cost of living in some regions is high, and this can strain a graduate’s finances. Rent, healthcare, and other essential expenses can eat into their income, making it difficult to save or invest.…Read More
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